This mental arithmetic is so powerful? Qin Mu’s intelligence is not too abnormal, is it?

Qin Mu said with a smile, "According to the formula you just gave, the interest is equal to gold multiplied by the interest rate and then multiplied by it. When the interest rate is 10,000 yuan, the interest rate is two points. I will take 10,000 times two points and get a value of 210 yuan. When the money is left, it will be easy to calculate a year and twelve months. If the condition is six months, then divide by twelve to get a value of two, and then this 210 divided by two is not 140 yuan?"
Hearing this, Ran Min paused, and his ministers were in an uproar. They praised Qin Mu’s wit and generous words.
"Have you worked it out, Master Cui?"
"Old, old, of course, worked out the value is one hundred and forty" Cui Hao actually didn’t work out a red face, of course, it is hard to recognize four.
At this time, Wang Meng said, "The Arabic numerals, addition, subtraction, multiplication and division, percentages and multiplication formulas are very important for people’s livelihood. They should be taught to the people in schools to let everyone know the sanctity!"
"Sage!" The ministers call way
Ran Min smiled from ear to ear "ha ha ha ha! These mathematical things are naturally to be given to the warehouse collectors, as well as local master books and county officials. With these Arabic numerals and addition, subtraction, multiplication and division, they should be able to easily understand a lot of accounts. "
"This is really a great achievement!"
Being touted by the ministers, Ran Min’s face was a little feverish and he waved his hand and said, "Let’s get back to the point. What do you think of my method of setting up a bank?"
"Nature is wonderful! Is … "
Wang Meng couldn’t help but frown. "The interest rate is too high, so I’m afraid there will be a flaw in the court’s finances."
"Ha ha Jing slightly ah you overblown" Ran Min shook his head. "This bank is state-owned and won’t do anything to lose business! We can give money to the people in the money house, and naturally some people will give us interest. In the end, this money house is still a big money-making tool for the court! "
The ministers felt very confused when they heard the news.
"Please enlighten me!"
"Big Wei Bao notes issued by banks are cash in circulation in the market. When people accept it, they can freely exchange banknotes or copper coins, and more banknotes with silver face value can be exchanged for banknotes with the same value. Money-making banks can also issue some businesses to release foreign exchange, discount and exchange them for other credit businesses. Banks can absorb more merchants’ money and collect bills. The lenders are mainly merchants."
Ran Min’s words made the ministers listen to a lot of words in the fog, and they didn’t understand them after Ran Min explained them.
Money banks can lend money to businessmen, which means lending money to businessmen, but they must repay higher interest when they pay back the money, so that money banks actually make money.
But clever Wei Xiao sniffed out different flavors from it and asked, "Are you encouraging people to do business?"
"Are you saying this?"
"People all over the world are after fame and wealth. Many Chinese people want to get rich, but they are eager to do business because they have no money and no opportunities. Now the court has set up such a bank to lend money to people who want to do business but have no money. Isn’t it encouraging people to do business?"
"This …"
Ran Min hasn’t thought it over yet, such as refuting Wei Qian’s remarks, and his ministers have made up their minds to make money in the yellow house one after another.
"Positions WeiQian adults rightly point out! I have been an agricultural country for generations. If there is no farming country, there will be no foundation. If the people go to business, who will cultivate the land for the country? "
"Yes! Please think twice before you act! The country can’t be shaken. Farmers are the country’s livelihood. If everyone does business, it will be full of copper smell. They don’t know loyalty, honesty and shame. As the saying goes, business is not a traitor! These businessmen can certainly create income from the state finances, but it is really difficult to fill their stomachs! "
I was annoyed to see all the ministers jumping out against Ran Min, but I still faintly said, "It’s imperative to promote the big Wei Bao banknotes and the money banks. In my opinion, it’s not advisable to emphasize agriculture and curb business. Scholars, farmers and businesses should not vilify these merchants who smell like copper. Don’t you know that you wear silk, drink tea and eat bird’s nest from all over the country?"
Seeing that Ran Min seems to be determined to carry out the big Wei Baochao and insist on carrying out the bank, all the ministers sighed in their hearts that it is not good to dissuade them from "saving the country by curve"
Wei Jian said, "In fact, there is no need for me to promote the big Wei Bao banknotes. The big Wei Bao banknotes are easily damaged by paper and easily copied by people with a heart, which may disturb the market order and be a huge disaster!"
"At this point, I have thought that the big Wei Bao banknote system must be strictly distinguished from ordinary paper, and there are certain anti-counterfeiting marks. Those who dare to imitate the big Wei Bao banknotes and undermine the national reputation will be divided into hell to pay!"
Chapter 59 The sky falls off the pie
"The notice! There is a notice! "
Someone in the main street was shouting idle things, and the pawns rushed to tell them off and ran to the city gate to crowd around the court’s new notice
Every court notice is about people’s livelihood and military affairs, and it is a national event. These ordinary people are also interested in it, and the people pay special attention to it.
"What does this side say?"
The bottom is that people are very noisy, but considering that many of these people are illiterate, every time the court or local government posts a notice, a civil servant or a military commander will be sent to orally express the literal meaning of the notice and patiently explain it.
This time, the high platform in front of the notice board is a civilian, and this notice is about people’s livelihood.
"Dear folks, the announcement made by the imperial court this time is two things. One is the big Wei Bao banknote, and the other is that the Qianzhuang court will put the girder into the big Wei Bao banknote bank on a trial basis!"
"Adults don’t know what this big Wei Bao banknote and money house are for?" People who don’t know about it ask
"That’s a good question. Wei Baochao is the unit of measurement of money. Considering that since the emergence of money, private money is numerous and complicated, copper coins are different in weight and color, and the price difference among the three is quite different."
"And there is no main currency, sub-currency, such as gold, silver, copper, grain and silk, which can make the big Wei Bao banknotes circulating in the market as the main currency! That is to say, from today, the big Wei Bao banknotes will be circulated in the girder market! "
"What?"
Hearing these words, all the people present were very surprised to make the broken silver and copper coins in Wei Bao’s own hands worthless, and they were all scared one leng one leng.
The official took out a big Wei Bao banknote with a consistent face value. "Do you see that this is the big Wei Bao banknote! From now on, the big Wei Bao banknotes will be circulated in the market! "
At this time, the people who have returned to absolute being angered, "Isn’t this a bond? Your honor, is the imperial court trying to bully us wussy people? You don’t want us to know that Wang Er, the next door, came home and told me about it a few days ago. Last year, the government was short of money and could not pay the salary and reward temporarily. So the government will reissue this bond mortgage in the future! "
"But now this is how to return a responsibility? Is the court going to issue bonds to us ordinary people? We don’t have much money in our hands. If we can lend it to the court? "
"Yes and yes! I’ve heard about it, and the court has also issued bonds to those gentry and borrowed tens of millions of money! If we are silver and copper coins, do we want this precious banknote? "
"That’s it! This so-called big Wei Bao banknote is made of paper. What if it is accidentally damaged? For example, when washing clothes, I still have two banknotes in my pocket and wash them out. What should I do? "
Looking at the excitement and honesty of the people, this official is also a little numb, but at the thought of the official’s various exhortations, he stood up and waved and said, "Please listen to me!"
It is natural for the ordinary people to listen to what the official said, and soon the people present stopped. They all put their eyes on the official to see what he wanted to say.
The official immediately beckoned someone to bring a basin of water.
"Please watch and see!"
"This is ordinary paper, and this is big Wei Baochao." The official put a piece of ordinary white paper into the basin, then took it out and put it aside, then took out the big Wei Baochao and put it in the basin for a while and took it out.
The official took out that submerge Wei Bao notes and white pap and waved them in front of a crowd of people. "Do you see the difference?"
"oh! This treasure is really beautiful! "
"…" That’s not the point, okay?
"hey! This white paper is blistered and badly damaged, but this banknote is still good! "
"Yes!" Officials are relieved that they finally have a bargain.
"Take a good look at this banknote. It is different from ordinary white paper. It is made of special short cotton wool. When the paper is crisp, strong and jitter-resistant, it makes a crisp sound."